Business Insurance Services:
Complete Insurance Solutions From a Trusted Partner

Bottrell is able to offer its clients a competitive array of products and services to meet both business and personal insurance needs.  Bottrell represents only A-rated companies and is proud of our relationships with the companies we represent.

Commercial Lines

Bottrell is able to offer a comprehensive set of products and services to meet your commercial insurance needs.  In addition to traditional products and services, Bottrell also offers alternative insurance solutions, innovative insurance programs and valuable services. 

Bottrell has a dedicated Business Insurance Group which focuses on particular segments of the commercial insurance market, including:

• Manufacturing
• Wholesale and Retail Operations
• Public Entities
• Professionals, including Physicians, Attorneys, Accountants, Engineers, and Architects
• Restaurants
• Auto Franchises/Dealers

Through Bottrell’s Business Insurance Group, clients are offered risk management services in additional to traditional insurance products, thus creating a valuable insurance program.  Depending on our clients’ specific needs, we have the ability to customize services in order to reduce insurance exposures as well as to enhance business operations.  Such services include:

Loss Control Services

• An effective loss control program saves you dollars through reduced premiums.
• Through loss control consultants, we can tailor a loss control program that is right for your business.

Workers’ Compensation Auditing Division

• Your Workers’ Compensation Experience Modifier can affect your workers’ compensation premium dramatically.
• Workers’ Compensation consultants will make sure your experience modifier is as low as possible.

Claims Management Services

• Our claims management team will meet with you quarterly or as often as necessary to discuss your open claims. 
• Our goal is to have effective communication on your behalf with the insurance carrier and to make sure your claims are settled as efficiently as possible and in a way as to minimize the claim impact on your insurance pricing. 
• We can also help identify claims trends and discuss possible solutions whether it be through additional loss control services or simply a change in your procedure.

Employee Benefits Services

• In dealing with HIPAA, Bottrell aids you by providing useful documentation to assist you in managing your human resources.
• Our staff of highly qualified individuals are easily accessible to answer your questions about situations you may encounter when addressing COBRA issues. 

Alternative Insurance Solutions

• Bottrell constantly looks for new and innovating way to serve our clients’ needs.
• Bottrell has emerged as a market leader in the formation of captive groups.

Industry Relations

• Mississippi Manufacturers Association
• Mississippi Academy of Family Physicians
• Mississippi Association of School Superintendents
• Mississippi School Board Association

Industry-Specific Services

• Professionals
• Accountants, Lawyers, and Physicians Professional Liability Programs are available for your specific industry and can be tailored for your organization’s individual needs.
• Public Entities and Schools
• In their daily operations, state agencies, counties, municipalities, public schools or other public entities must deal with a myriad of State and Federal laws and regulations. Our experience with public entity clients, and applicable laws and regulations, enables us to provide insurance advice and design focused insurance programs for these unique risks. In addition, all schools, whether public or private, have additional unique risks arising from their students. We have a proven track record in risk management for all types of schools and can tailor an insurance program that adds value with affordability.
• Manufacturers
• We work hand-in-hand with you to achieve risk management objectives through assisting with facility assessment and developing safety programs
• Alternative risk management solutions are available in addition to traditional insurance products.
• Auto Franchises/Dealers
• We can combine your coverages, claims service and professional advice into one risk management program.
• We have a wide range of auto franchise/dealer coverages tailored to your individual needs to maximize your premium dollars.
• Small Businesses
• We have a dedicated small business unit which has the expertise to provide small business risk management solutions.

In addition to the risk management services offered, Bottrell also offers insurance products through our numerous A-rated carriers, including:

• General Liability
• Professional Liability
• Employment Practice Liability
• Employee Benefits
• Property
• Workers’ Compensation
• Commercial Auto Liability
• Umbrella Liability
• Directors and Officers Liability
• Bonding
• Alternative Risk Management Solutions

In today’s marketplace, traditional insurance products may not meet the needs of your organization.  For this reason, Bottrell has been an innovative leader in bringing a captive insurance group to our marketplace.  Additionally, Bottrell has partnered with a workers' compensation consultant to provide our qualified clients with a means to lower their experience modifier, which can reduce the workers’ compensation premium.

Serving You Throughout the Year

Bottrell provides its clients with a Written Service Commitment highlighting the year-long process we will use to service all aspects of your account.  This commitment will be provided to you at either the time your account is first written with us or when your coverage is renewed.

The Bottrell Insurance Agency, Inc. is a subsidiary of Trustmark National Bank. Insurance products are not deposits or other obligations of, guaranteed by, or insured by Trustmark National Bank or any of its affiliates; are not insured by the FDIC or any other agency of the United States, except in the case of Federal Flood Insurance or Federal Crop Insurance, and may be subject to investment risk, including the possible loss of value.