Construction Insurance and Bonding Services:
Complete Insurance Solutions From a Trusted Partner

Expertise in Construction

With over seventy years of experience in providing insurance to the construction industry, Bottrell’s Construction Practice Group associates are familiar with all aspects of the construction industry, from a contractor’s balance sheet to the concrete forms on a job site.  We understand the unique needs of the construction industry and are prepared to meet those needs.  Bottrell possesses experience in handling the insurance needs for construction-oriented organizations of all sizes and types.

Bonding

In 1936, Dan Bottrell delivered the first highway bond in Mississippi. Today, Bottrell continues to be a leader in providing insurance and bonding for the construction industry.  Bottrell has its own dedicated Bonding Department with seventeen years average experience among its associates.  Bottrell’s Bonding associates have experience in both underwriting and brokerage, thus providing a comprehensive understanding of the Bonding products and processes.  Bottrell is committed to remaining an innovative Bonding provider for our clients and will continue to advise our clients of the best solutions for their needs.

Alternative Risk Management Solutions

In today’s marketplace, traditional insurance products may not meet the needs of your organization.  For this reason, Bottrell has been an innovative leader in bringing a member-owned captive insurance group, the Southern Construction Group, to our marketplace.  A group captive is a group of companies who join together to form their own insurance company.  More specifically, a group captive is a re-insurance company where its shareholders are also its policy holders.

The use of a captive for alternative risk management solutions has proven to be a valuable, effective solution for our customers.

Industry Relations

As part of our commitment to the construction industry, Bottrell remains heavily involved in industry organizations.  Bottrell is a member of such organizations as:

• Associated General Contractors
• Associated Builders and Contractors
• Mississippi Asphalt Pavers Association
• Mississippi Roadbuilders Association
• Mississippi Department of Transportation
• Mississippi Concrete Industries Association
• American Subcontractors Association
• National Association of Surety Bond Producers

Bottrell is consistently recognized throughout the construction industry as a superior and innovative insurance provider.  Bottrell is a member of the National Association of Surety Bonds Producers Tiger Trust and a founder of the Southern Construction Group, a member-owned captive.  We represent A-rated companies who have a solid commitment to the construction industry. 

Adding Value to Your Insurance Program

We understand that insurance is essential to your organization,and we understand that it can be one of your largest expenses.  Therefore, Bottrell is committed to providing value-added services that enhance your insurance program.  Our services include:

Loss Control Services

• An effective loss control program saves you dollars through reduced premiums.
• Through loss control consultants, we can tailor a loss control program that is right for your business.

Workers’ Compensation Auditing Division

• Your Workers’ Compensation Experience Modifier can affect your workers’ compensation premium dramatically.
• Our Workers’ Compensation consultant will make sure your experience modifier is as low as possible.

Claims Management Services

• Our claims management team will meet with you quarterly or as often as necessary to discuss your open claims. 
• Our goal is to have effective communication on your behalf with the insurance carrier and to make sure your claims are settled as efficiently as possible and in a way as to minimize the claim impact on your insurance pricing. 
• Bottrell can also help identify claims trends and discuss possible solutions whether through additional loss control services or simply a change in your procedure.

Employee Benefits Services

• In dealing with HIPAA, Bottrell aids you by providing useful documentation to assist you in managing your human resources.
• Our staff of highly qualified individuals are easily accessible to answer your questions about situations you may encounter when addressing COBRA issues. 

Construction-Specific Services

Bottrell will review bid specifications and give recommendations for additional insurance requirements specified in the contract.

Bottrell will provide firm premium indications for additional insurance coverages required in the bid specifications.

Complete Insurance Solutions From a Trusted Partner

Bottrell is able to offer a comprehensive set of products and services to meet your commercial insurance needs.  In addition to traditional products and services, Bottrell also offers alternative insurance solutions, innovative insurance programs and valuable services. 

Traditional insurance products offered by Bottrell include, but are not limited to:

• General Liability
• Professional Liability
• Employment Practice Liability
• Employee Benefits
• Property
• Workers’ Compensation
• Commercial Auto Liability
• Umbrella Liability
• Directors and Officers Liability
• Bonding
• Alternative Risk Management Solutions

Serving You Throughout the Year

Bottrell provides its clients with a Written Service Commitment highlighting the year-long process we will use to service all aspects of your account.  This commitment will be provided to you at either the time your account is first written with us or when your coverage is renewed.

The Bottrell Insurance Agency, Inc. is a subsidiary of Trustmark National Bank. Insurance products are not deposits or other obligations of, guaranteed by, or insured by Trustmark National Bank or any of its affiliates; are not insured by the FDIC or any other agency of the United States, except in the case of Federal Flood Insurance or Federal Crop Insurance, and may be subject to investment risk, including the possible loss of value.